Personal Liability & Household Insurance
Personal liability insurance is not mandatory, but should be nevertheless taken care of as soon as possible after your arrival. Personal liability insurance is sensible because damage can happen quickly and the consequences are usually unexpectedly expensive.
Personal liability insurance protects the policy holder against claims to damages by third parties. Such policies are often offered in combination with the household insurance that most landlords require. Personal liability and/or household insurance usually covers damages in rented housing. How these kinds of damage claims are handled depends on the particular insurance policy. Further information on household insurance.
The online comparison portal Comparis can help you find the right insurance. In addition to these mandatory insurance policies that all individuals are responsible for arranging and paying for themselves, social insurance contributions are deducted directly from the employee's salary.